To settle or not to settle: the factors that drive how you should think about your MVA claim

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To settle or not to settle: the factors that drive how you should think about your MVA claim

The aftermath of a motor vehicle accident may leave you facing long-term medical treatment and extensive recovery efforts. When you file a claim after an accident, the insurance carrier may offer a settlement. Before you decide to accept the settlement or take the case to court, consider your options carefully.

There are a few things to consider as you decide if you should accept the settlement.

What is your medical prognosis?

Before you accept a settlement agreement, consider your medical prognosis. If you still need treatment to reach maximum medical recovery, consider the additional cost associated with that care. Think about what maximum recovery looks like for you and ensure that the settlement offer is fair enough to account for that.

How strong is your case?

When you assess the settlement offer, another important factor is the strength of your case. When you have sufficient evidence to clearly prove your case, you could take the case to court instead of accepting a subpar settlement.

Could you get compensated for pain and suffering?

A settlement offer may not include compensation for pain and suffering. When you experience an injury that dramatically affects your quality of life, taking the case to court may get you an award that includes pain and suffering or punitive damages.

Assess the case and your goals as you decide if you should accept a settlement offer, negotiate or take the case to court. Fight for the compensation that you deserve as you navigate the recovery process from your injuries.

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Our law office is conveniently located at 50th St. and I-235 in West Des Moines. We have successfully represented thousands of personal injury and Iowa workers’ compensation clients. Call 1-515-225-4485 for a free consultation. You never pay attorneys’ fees until we win and recover for all of your losses either in a favorable settlement or trial verdict.

What Our Clients Say


Randy vigorously negotiated my case and I received a lump sum payment in excess of $200,000. He worked extremely hard for me and made sure I was taken care of. I am more than pleased with the outcome of my case.

Rusty from St. Augustine, Florida

Without Eric’s help and guidance I am not sure where I would be. I thank the person who referred Eric to me every day. I recommend that others use Eric for their workers’ compensation cases.

Terry of Iowa

Sarah also obtained a settlement from homeowner’s the insurance company. I would certainly recommend Sarah to represent you with regard to injuries received due to a dog bite.

Shane of Des Moines, Iowa