Open File? Or Lump Sum?

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Open File? Or Lump Sum?

If you have been approved for workers’ compensation permanent partial or total disability cash payments following your work-related injury in Iowa, you will have two options for payments. You may receive a weekly check from the workers’ comp insurance provider over a predetermined number of weeks, depending upon the nature and extent of disability. This is commonly referred to as an open file.

However, you also have the option to close your case by negotiating to receive a lump sum payment for the total amount of money you would be owed over the course of the scheduled payments.

By accepting a lump sum payment, you forfeit the right to pursue any further claim against your employer or the workers’ compensation insurance provider. You may, however, continue to seek additional compensation through a third-party lawsuit tagainst any party held responsible for your injuries.

We at Loney & Schueller often get questions of this nature, and Eric, Randy, and Sarah are always ready to answer your questions and address your concerns.

If you’ve been injured while on the job or at work, there is a wide array of avenues one can choose from to pursue their rightful compensation. It can be confusing and overwhelming, but we are here to help, and we make no bones about it, we are on your side! We will fight actively for you to ensure you the compensation you rightfully deserve. Call us at tel:1-515-225-4485.

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Contact Us for A Free Consultation

Our law office is conveniently located at 50th St. and I-235 in West Des Moines. We have successfully represented thousands of personal injury and Iowa workers’ compensation clients. Call 1-515-225-4485 for a free consultation. You never pay attorneys’ fees until we win and recover for all of your losses either in a favorable settlement or trial verdict.

What Our Clients Say


Randy vigorously negotiated my case and I received a lump sum payment in excess of $200,000. He worked extremely hard for me and made sure I was taken care of. I am more than pleased with the outcome of my case.

Rusty from St. Augustine, Florida

Without Eric’s help and guidance I am not sure where I would be. I thank the person who referred Eric to me every day. I recommend that others use Eric for their workers’ compensation cases.

Terry of Iowa

Sarah also obtained a settlement from homeowner’s the insurance company. I would certainly recommend Sarah to represent you with regard to injuries received due to a dog bite.

Shane of Des Moines, Iowa