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What Workers' Compensation Insurers Don't Want You to Know

After being injured on the job, it is difficult to know what to expect. Once you report your injury and your initial claim is filed you will begin working with a workers' compensation insurer.

They may tell you they will take care of you, but think again. There are many things workers' compensation insurers do not want you to know.

When facing a workers' compensation claim it is important to have an advocate that you trust to look out for your interests and help you obtain the compensation you deserve. 

When it comes to workers' compensation claims, what you do not know could cost you. These are some of the secrets that workers' compensation insurers do not want you to know.

The true value of your claim - When you file a workers' compensation claim, your lost wages, medical and rehabilitation expenses will be covered by the insurer. When advising injured workers of their rights, these items are often mentioned, but there are others that are not? Did you know that mileage is covered as well? Reasonable services and supplies are also allowed. Talk to one of our attorneys to learn the true value of your claim.

Interest on underpaid and late payments - A frequent point of contention is when permanent partial disability payments must be paid. According to Iowa law, workers' compensation insurers must pay interest on all late or underpaid payments. Talk to an attorney about how these are calculated.

There are penalties for unreasonable delays or denied benefits - One of the biggest frustrations for injured workers are the slow response times from insurers. Calls may not be returned for days if at all. Insurers may also deny claims for various reasons. In Iowa, workers' compensation insurers may be sanctioned for any unreasonable denial or delay in processing your claim.

You can get a second opinion -While you are obligated to use your employer's medical provider for treatment, once you are given a disability rating, you are entitled to get a second opinion from another doctor. The cost of this exam must be covered by your workers' compensation insurance carrier.

If you've been injured while on the job or doing a work-related activity, call Eric, Randy, and Sarah and let us fight for you...515-225-4485.

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