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3 steps to take after a workplace injury

Suffering an injury on the job can be demoralizing and scary. If you do not receive compensation for your injuries, you may have a hard time making ends meet. According to Iowa law, you are entitled to workers' compensation benefits. However, the insurance company may try to pay you as little as possible. 

If you follow the right steps, you can reduce your chances of having your benefits terminated or wrongfully denied. Here are some good tips to follow to maximize your compensation amount.

1. Report your accident immediately

Do not wait around to tell your supervisor of your injury. You must report your workplace accident as soon as possible to show your employer and the insurers that you are serious about your injury. If you delay telling them about your accident, they may assume your injury is not that severe. 

2. Seek medical treatment

You should also see a doctor or go to an urgent care facility soon after your injury. Not only will this help you recover quicker, but it will also serve as crucial evidence of your injury. Medical records are invaluable to bolstering your workers' compensation claim. Get a diagnosis and treatment plan as soon as you can to prove the facts of your injury. Make sure you also keep detailed records of your treatment. 

3. Get legal help

Navigating the workers' compensation system can be confusing and difficult. When should you accept a settlement? How do you negotiate with the insurer? You should get help from a workers' compensation attorney with these matters. A lawyer is also helpful if the insurance company ignores your claim or denies your benefits. If you try to go through the process alone, you may end up with less than you deserve.

A workplace accident may cause you to worry, but if you follow these general rules, you can be on the path to getting back on your feet.

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